Many people who support UNI's mission say they derive great satisfaction from their generosity and would like to do more. We can suggest creative ways to support the university and its students -- ways that you might not have considered.
Gifts of cash
Cash gifts are the most common form of giving and are as easy to make as writing a check to the University of Northern Iowa Foundation. Your gift to the UNI Foundation is tax deductible to the extent of the law. Many states allow state tax charitable deductions that can make your gifts even more economical. You can also establish a multi-year pledge to extend the impact of your gift.
Increase your gift through the matching gift program
You can double or triple your gift through a matching gift program. To make a matching gift, talk with your company's human resources or community relations department.
Gifts of securities and stock
By donating securities held (more than one year), you may avoid capital gains tax on the appreciation and receive a charitable deduction for the full market share of your donation. Stocks can be transferred to the UNI Foundation electronically or by mail.
Gifts of property
By donating gifts of property, you may avoid capital gains tax on your profit and you may receive an income tax charitable deduction for the full market value of the property.
An estate gift is made after the donor's death, such as through a will, externally-managed trusts, retirement funds or proceeds from a life insurance policy. Estate gifts are part of planned giving, which means the donor planned to give the gift while still living. For more information visit uni.planmylegacy.org.
The federal income tax deduction encourages the support of nonprofit institutions, like the UNI Foundation, by reducing the out-of-pocket cost of your philanthropy.
Each year you may deduct up to 50 percent of your adjusted gross income for cash gifts and 30 percent for gifts of long-term capital gain property. If you make both types of gifts, the total deduction cannot exceed 50 percent of your adjusted gross income. If your gift exceeds the ceiling, the excess deduction can be carried over and deducted for up to five years.
You may qualify to get two tax benefits from a gift of an appreciated asset you have held more than a year: complete avoidance of capital gains tax on the property's appreciation, plus the deduction for its current market value (instead of the lower cost basis).
*The information on this website is not intended as legal or tax advice. For legal or tax advice, please consult an attorney. Figures cited in examples are for hypothetical purposes only and are subject to change. References to estate and income taxes apply to federal taxes only. State income/estate taxes or state law may impact your results.